Payment Options

Q MasterCard® & Q Card

Q MasterCard<sup>®</sup> & Q Card

We offer multiple finance options at participating practices with Q Mastercard and Q Card. You automatically get 3 months no payments and no interest# with Q Mastercard or Q Card through the EFTPOS machine. For full priced treatment purchases $300 or more there's 24 months interest^ free. Offer is ongoing at participating practices. If you don't already have a card you can apply for a Q MasterCard at one of our practices or online by clicking HERE. For more information visit qmastercard.co.nz or ask at your Lumino Practice. Lending criteria, $50 Annual Account fee, $55 Establishment fee or $35 Advance fee terms and conditions apply.

#No payments and no interest for 3 months ("Payment Holiday") is available for in-store purchases on Q Eftpos and Q Mastercard. Annual Account Fee of $50 applies. Standard Interest Rate currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

^No payments and no interest for 3 months (“Payment Holiday”) and no interest for a further 21 months is available on Flexi Payment Plans for full priced dental implants. Minimum spend $300. Offer only available at participating Lumino Implant Centres. Cannot be used in conjunction with any other offer. Annual Account Fee of $50 applies. New Q Mastercard Cardholder fee - $55 Establishment. Existing Cardholder fee - $35 advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required once the Payment Holiday ends. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Offer is ongoing. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Credit Card

All major credit cards are accepted, including Visa, MasterCard, Diners Club and American Express. Should you be in possession of a credit card not listed above, please discuss this with the receptionist who will be happy to request payment authorisation with the bank concerned.

Farmers Card

Receive up to 55 days interest free when you use your Farmers Finance Card at Lumino The Dentists. For more information on Farmers Finance Card, visit www.farmersfinancecard.co.nz 

Eftpos / Cash

And of course you are also welcome to settle your account using EFTPOS or cash.